"What time is our flight?"

"I emailed you all the details."

"Yes, and it's very sweet that you think I read them."

Kristoff rolled his eyes. "One fifteen. So you need to put some clothes on if you want breakfast."

Anna rolled onto her front. Kristoff leant over and kissed the sunflower on her shoulder. "We could just stay in bed," she said.

"Mmm. Don't tempt me."

"Who needs to go back to England, anyway."

"We have work tomorrow."

"We could both be mysteriously ill."

She put her hand on the back of his neck and pulled herself up to kiss him, drawing him back down onto the bed. "I'm not done with you yet," she murmured in his ear.

"I should hope not." He gently pulled away from her, and sat on the edge of the bed.

"I mean, obviously I was concerned you might be terrible at it," Anna said. "Having already bought the cow, as it were."

He laughed. "Well, I hope I acquitted myself reasonably well. I didn't intend to wait until our actual wedding night," he added, "I'm not quite that old-fashioned. It just turned out that way, didn't it."

"Mm. Do we really have to go home?"

"You know we do."

"And face the music."

"Yes."

"I'm going to tell everyone it was your idea, and no one will believe me, even though that is the truth," Anna said.

"You gave me the idea."

"And I hope this has taught you never to listen to any of my ideas."

He smiled at her. "Quite the opposite, unfortunately."

"Well, then, you're doomed," Anna said cheerfully. "Might as well come back to bed."

The airport was an hour's drive away. "I'm going to ring my sister," Anna said a few minutes after they started. "Might as well do it now, right? Are you going to ring your mum or will we go and see them?"

"Better go and see them. Face it head-on."

Anna laughed as she pulled out her phone. "OK. The best thing with Elsa is to set the tone right from the start. Here goes." She put the phone to her ear and waited for her sister to pick up.

"Hi Elsa, it's me! Do you have a minute?...I have some really exciting news!"

Pause. "Well, this won't take a moment….Kristoff and I got married!"

A longer pause. "Well, we had to go to Denmark - yesterday, we're just driving back to the airport - isn't it great? I'm so happy!"

Pause. "Yes, actually legally married."

Pause. "NO I'm not pregnant! For goodness -"

Pause. "Yes." Pause. "You'll have to come over. Soon! I know you'll love him just as much as I do - well, no, not JUST as much as I do, that'd be awkward - you know what I mean."

Pause. "Okay. Yes. Okay." Pause. "I'll speak to you soon, then. Okay, bye."

She hung up. "I think that went pretty well."

"...really?"

"Oh, yes. She doesn't like being taken by surprise, you know, put on the spot? Once it's sunk in she'll be calmer about it."

He nodded.

"And she was all, 'I can't believe you married someone I've never met' which is a fair point I suppose but then I haven't met any of your relatives other than your mum and dad that one time."

"At least they've met you. If they hadn't, I'd be in real trouble."

Anna laughed. "It'll be fine! I'm a delight."

He smiled. "You are."

"Oh, hello, love," Kristoff's mum said when they arrived on her doorstep later that afternoon. "And Anna! Lovely to see you, are you stopping? I'll put the kettle on."

"That'd be great, Mum," Kristoff said.

"Up to much?"

Anna and Kristoff looked at each other. "We went away for the weekend," Anna said. "Well, just last night, we just got back."

"Oh, lovely! Anywhere nice?" Beryl flicked the kettle on and turned round. Then she did a double-take. "Kristoff. Why are you wearing your wedding ring?" She snatched up his left hand. "This isn't your wedding ring, this is new -" with her other hand she grabbed Anna's left hand, and made a noise that was somewhere between a snort and a squeal.

"Um, yeah," Kristoff said. "We went to Denmark and got married."

"Denmark? Married?" Beryl Bjorgman was speechless for a moment, then she gasped. "You - needed to get married? Because -"

"No!" Anna said. "No. No, we just -"

"- wanted to," Kristoff finished for her. "Nothing else, Mum."

"Okay." Beryl settled back on her heels. "Well, you can't blame me for wondering."

"I know."

Kristoff's mother looked like she was about to say something more, then threw her arms around Anna, hugging her warmly. "Welcome to the family," she said.

"So shall we go by yours and get some more of your clothes and things?" Kristoff said as they went back out to Anna's car, after two cups of tea, a piece of cake, and taking part in several speakerphone conversations with Kristoff's siblings.

"What?"

"We've got some time, we can start moving you over? Do the rest later in the week."

She stared at him for a minute, then laughed. "Oh! Yes! Of course!" She laughed again. "We're married. We live together now. At your house. Yes, I should get more of my work clothes and toiletries and things."

"Did you not want to live at mine? I'm sorry, we didn't discuss it."

"Oh, no, you have a lovely big house and I rent a tiny ugly flat, of course we'll live at yours. I'll ring the letting agency tomorrow...no, I was just focussed on the married part and wasn't thinking about all the boring day-to-day things like work clothes and, I don't know, joint bank accounts and putting you on my car insurance and all that kind of nonsense."

"Well, we don't have to do everything today."

Anna's phone rang and she fished it out of her bag. "It's Elsa." She took a deep breath and answered it. "Hey!"

Her tone was bright but Kristoff could see how she'd tensed her shoulders as soon as she saw the caller ID.

"I'm fine," Anna said into the phone, after a pause. "Well, yes, he is, but -" she put her head on one side as she was interrupted, and chewed on her lip. "I can call you later," she said, then there another long pause. "Look, Els, I know, but - yes - I'll call you in a bit, okay? I'm not at home, I'm walking down the street - well, of course - I'll text it to you, okay? Okay. Talk later. Okay. Bye."

She put the phone away from her ear and hung up. "Boy, am I in trouble," she said. "'I don't even know where you're living, I don't know my own sister's address', let me just text it to her quickly, what's your postcode? Our postcode."

He told her. "She's angry with you?"

Anna bit her lip again. "Yeah. I mean, she's acting like she's concerned for me, but yeah, she's angry with she just…I mean, she does worry about me. Of course. There's just the two of us, and she's older, so...but sometimes she's just...I don't know. I wish..."

She started walking again, and Kristoff followed her. "You wish what?" he said.

"I don't know….your sisters, and your brother, we rang them and they were all happy, or at least they were willing to TRY and be happy, you know, at least they accept that you're an adult and you can make decisions and they won't AUTOMATICALLY be bad ones -"

"Hey," Kristoff said, catching up with her as they reached the car. He put his arm round her shoulders and she leant into him. "Tell you what."

"What?"

"We'll live happily ever after. That'll show her."

Anna pulled a face, then smiled. "Yes, and it'll serve her right."

She walked round and got into the driver's seat. "Also," she said.

"Also what?" Kristoff said as he put on his seatbelt.

"Um. Elsa thinks, or I think Elsa thinks, that I just married you because I don't want to be, you know, left on the shelf, and because I want to have a baby, which I do, but, that's not why I married you, you know…"

"I know."

"And she also definitely thinks that you just married me for my money, but you don't even know about that, so -"

Kristoff opened his mouth but Anna was still talking. "And I'm sorry, I should have told you, I know, but - it always niggled at me, I always worried that was why Matt wanted to marry me, so. And there never seemed like a good moment. So I'm sorry I didn't tell you."

"Tell me what? What money?"

"Um. When my parents died, they left us some money, and it was put in like a trust, and I couldn't get it until I was thirty, and by then of course I was working and stuff and I didn't need it right away so it's mostly still there. I bought this car. But the rest is still there. I'm not sure exactly how much because it's invested in things but, like, I could pay your mortgage -"

"You don't have to pay anything off my mortgage, Anna -"

"Well, it's silly to pay interest when you don't have to, paying it off and saving that interest would be a better investment than whatever piddly amount of interest it's earning wherever it is -"

"- wait. Wait. Pay it off?"

"Yes?"

"Anna, I have almost no equity in that house. I had to buy Leanne out, I owe basically all of it, it's a lot."

She said nothing.

"Anna, how much money are we talking about?"

She tucked a piece of hair behind her hair, and, avoiding his eyes, said. "Um. I'm not exactly sure, but based on the last statements and things…"

"Anna."

"...about - just under a million. I think."

"A million POUNDS?"

"Yes."

"Pounds STERLING?"

"Yes."

Kristoff said nothing. He was staring into space. Anna hesitated, then started the car. "...is that okay?" she said.

"Holy fucking shit."

"Sorry."

"I can - I can see why your sister would have that concern."

"I guess."

"I mean, Jesus Christ."

"Sorry."

"Stop apologising...I mean, I can see why you didn't mention it."

Anna pulled out and drove down the road. "So will you let me pay off your mortgage?"

"I…" he sighed. "It does seem silly not to."

"Exactly."

"Your name is going on the deed as well, though. Well, I guess we'd have done that anyway."

"Mmhmm."

Kristoff drummed his fingers on the armrest. "I was wondering how we would afford it if you wanted to give up work when we had children, I suppose I don't have to worry about that any more."

Anna smiled. "No. See, I solve all your problems."

"Apparently you do."

They had reached Anna's road by now and she spent a few minutes finding a parking space on the road. "Your house has a drive," she said cheerfully. "I'll enjoy that."

"I'm glad."

"And I never really unpacked properly," she said as they went up the stairs and into the flat. "So that's handy. All these boxes can come straight over, another day. Let me just sort out clothes and things…." She went through to the bedroom.

Kristoff wandered into the kitchen. "Shall I clear out your fridge?" he called through.

"Oh, yes, good idea, there's some bags under the sink I think..."

"OK. I'm going to throw away everything that's out of date," he added after a minute.

"Fine, whatever. Hang on, wait," she said coming back through.

"What? This yogurt is nearly three months old, you're not bringing it -"

"No, not that." She put her hands on her hips. "Did you marry me just so you wouldn't have to help me decorate?"

"What?"

His phone rang and he fished it out of his pocket. "Sven," he said, and answered it with a "Hello?" And then said nothing else for several minutes, other than mouthing "I think my mother rang him," at Anna. Then, into the phone, "Yes." Then "Seemed like a good idea at the time." Another longer pause, then he said "No she is not, and you're the third person to ask that."

Anna groaned.

Anna parked on his drive - so convenient! - and they got out of the car. She opened the boot but Kristoff said "Hang on, wait a minute, leave that. Come here."

He led her over to the door and unlocked it, then turned and said "Ready?"

"Yes? Oh!" He scooped her up in his arms and stepped over the threshold and into the house.

"Welcome home," he said, and put her down with a kiss. When Anna pulled away she laughed. "I live here," she said, "And I've never been upstairs. I don't know what my own bed looks like. Or, or how many saucepans we have. Or how the washing machine works."

"Fairly well, it's the dryer that's temperamental."

"Good to know."

"It can get suddenly very hot, I wouldn't put anything wool in it."

"Noted."

"Good morning," Anna said cheerfully. "Sorry I'm a bit late, busy weekend." She took off her jacket and hung it on the rack by the door. As she put her hand up Judy gasped, hesitated, then picked up her phone.

"IT. I need IT in graphic design right now. I know, but it's an emergency." Pause. "I just noticed your girlfriend is wearing an engagement ring, that is the emergency, come here right now. Thank you." She put the phone down and turned back to Anna, who was blushing bright red. "It's not an engagement ring," she said.

"Then why is it on your left ring finger?"

"Because - it's a wedding ring," Anna replied, just as Kristoff appeared at the door. He held up his left hand.

"Are you -" Judy started.

"NO," Anna and Kristoff said together.