This is my very first Wizards of Waverly Place fan fiction. Hope you like it :)

Note: I do not own Wizards of Waverly Place.

"You're trying my patience, Jerry." The silver-haired man leisurely paced the length of the enormous bay window, his hands clasped behind his back.

"I already told you I can't pay you back now, Arthur. Please, just give me another month," Jerry Russo begged, shifting uncomfortably in the straight-backed chair in front of Arthur Pendragon's colossal ebony desk.

"I already gave you a year. That should have been enough. Maybe you shouldn't have borrowed the money in the first place," Arthur said, something reminiscent of a smile twisting his face.

"I had to feed my family," Jerry responded. He was beginning to wish he had never borrowed anything from the likes of Arthur Pendragon, the most powerful and cruel of all wizards. His own powers, when he had still possessed them, had been nothing compared to the man's.

"Pity," Arthur said. He examined the golden eagle head at the top of his cane, choosing to ignore the way Jerry gripped the arms of the chair in anger.

"Do you know nothing of family?" Jerry asked in a low voice.

"Yes. Yes I do know something about it," Arthur said, the wheels turning in his head. He picked up a photo off his desk and looked at it. "I'm prepared to make an exchange, Jerry."

"What is it?"

"I believe you know my son, Ian." Ian was nineteen years old and Arthur's only child. He was a handsome youth, on his way to becoming as powerful as his father. Jerry had met him only a few times before.

"What does he have to do with this?" Jerry asked, confused.

"Here's the deal, Jerry. You have a daughter, am I right?"

"Yes," Jerry said slowly. "Alex. And then there's her brothers, Justin and Max."

"Right. Now if your daughter marries my son, all debts will be forgotten."

"What?! You must be joking. Alex is only seventeen. She's not getting married, especially not to a complete stranger!"

"You have forgotten that, in our world, seventeen is marriageable age."

"Only because the laws in the magical world haven't changed since the Middle Ages," Jerry argued.

"Jerry, Jerry, be reasonable. If I were you I would take this opportunity."

"And if I don't?"

Arthur's face twisted into a smile again. He laid his cane on the desk and turned to face Jerry. "If you fail to comply and still refuse to pay your debt, then I shall obliterate your entire family."

"You can't---you can't do that!" Jerry stuttered.

Arthur's smile faded, replaced by a truly frightening look. "Have you forgotten who I am? The lights flickered, and something akin to electricity crackled in his hand. Jerry shrunk back into the seat.

"She won't do it," he said when he regained his voice.

"I think she will. If she wants her family to stay alive."

Jerry hid his face in his hands. There was no way out., no one he could go to for a help. It took all that was in him to say the next word. "When?"

"Two days from now."

"Two days?!"

"Jerry…"

Jerry sighed. "Okay. Two days."